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HDFC UPI RuPay Credit Card | Virtual Credit Card For UPI Payments

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What is HDFC UPI RuPay Credit Card and why its best for customers? HDFC Bank Offers one of the best Credit cards in India

India’s largest private sector bank HDFC is also number one in credit card users. HDFC Credit cards have the biggest database of users followed by SBI and ICICI & Axis Banks.

HDFC Has some great credit card offerings for its customers. And as the Government and Reserve Bank Of India are giving priority to RuPay credit cards, all banks have started issuing them. 

Recently HDFC Bank has launched an all-new HDFC UPI RuPay Credit Card.  It’s a virtual credit card and customers can use it to link with UPI app and make payments.  

HDFC UPI RuPay Credit Card

HDFC UPI Rupay Credit Card

The HDFC UPI RuPay Credit Card is a virtual card and customers will not receive any physical card kit. 

For customer convenience, this card will be auto-registered in HDFC Bank MyCards and you can view your card details in MyCards.​​​​​​​

Key Features:

  • 3% Cashpoints on Groceries, SuperMarket & Dining spends & all PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
  • 2% Cashpoints on Utility spends (A maximum of 500 Points can be earned in a calendar month)
  • 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel & Government categories) (Maximum of 500 Points can be earned in a calendar month)

Additional Features

UPI Benefits: Link Your HDFC Bank RuPay UPI Credit Card to select UPI Apps like BHIM, MobiKwik & Paytm etc. Get the Convenience of UPI & also earn reward Points for your UPI purchases Via Credit Card.

Steps to Link HDFC Bank RuPay UPI Credit Card in UPI Apps:

  • Go to UPI apps like BHIM, PayTm & MobiKwik etc
  • Register for HDFC Bank UPI RuPay Card by using a credit card PIN.
  • Make UPI Payments using credit cards & Enjoy credit card benefits​​​​​​​

Interest-Free Credit Period

You can avail of up to 50 days of interest-free period on your HDFC Bank UPI RuPay Card. 

Reward Point/Cashback Redemption & Validity

  • The CashPoints earned on HDFC Bank UPI RuPay Card can be redeemed against the statement balance at the rate of 1 CashPoint = ₹0.25, and can be done via Net Banking login, Phone Banking, or physical redemption form.

HDFC UPI Rupey Card FEES & CHARGES

Joining/Renewal Membership Fee – ₹250/- + Applicable Taxes

Spend ₹25,000 or more in an annual year, before your Credit Card renewal date and get your renewal fee waived from 2nd year onwards.

Nowadays customers are using their RuPay credit cards to make UPI payments.

And recently Bank Of Baroda, Axis Bank, ICICI Bank and some other banks have also launched RuPay credit cards for customers.

Customers who want to apply for a ‘UPI Rupay card’ can visit the nearest HDFC Branch or can contact bank customer care. 

A customer with a clean credit history and stable income will get priority and approval. 



Also Read –

HDFC Bank MoneyBack Credit Card Review and Details.

Best Credit Cards For Beginners 

Best Low Salary Credit Cards In India

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