After the Indian Government and NPCI (National Payments Corporation of India) confirmation last year, recently many banks allowed customers to use their Rupay credit card for UPI Payments.
Banks have started issuing RuPay Credit cards with lucrative offers and benefits.
Banks like HDFC have launched unique HDFC UPI RuPay Credit Card for customers.
With some amazing features and benefits here is the list of the few best Rupay credit cards to make UPI payments.
5 Best RuPay Credit Cards For UPI
HDFC Rupay UPI Credit Card
Recently country’s largest private sector bank HDFC launched an all-new Rupay UPI Credit Card. This is a virtual credit card. customer will not get any physical card after approval.
You can use HDFC My Card App to track your card transactions.
Customers can link this card with any UPI app including BHIM UPI, Paytm, Phonepe etc to make payments. You can earn up to 3% cash points with all your spending.
Up to 50 days of interest-free period on your HDFC Bank UPI RuPay Card
Read HDFC Money Back credit card review
Kotak IOCL Rupay Credit Card
Like other banks, Kotak Mahindra also launched a Rupay UPI Credit card with the collaboration of Indian Oil. The card comes with some amazing cashback and rewards benefits.
Customers can get a 5% value back on Indian Oil fuel outlets. Earn a 1% fuel surcharge waiver – up to Rs 100 per month.
Up to 48 days Interest–free credit period. Smart-EMI and Zero lost card liability with contactless card tap and pay facility.
Bank of Baroda HPCL ENERGIE Credit Card
In collaboration with HPCL Bank Of Baroda launched a Rupay credit card for customers to get up to 5% cashback on HPCL fuel outlets.
Customers can also use this card to make UPI Payments.
With the HPCL Energie credit card, you can save up to 12000 INR.
Customers can get some other awesome card benefits like 2000 reward points as a welcome benefit, 25% off on movie tickets and a lounge access facility.
HDFC Freedom Rupay Credit Card
The HDFC Bank another Rupay card known as the Freedom Credit card is also a good option for those who have low income.
HDFC Bank also offers credit cards for low salaries or Income.
Freedom is also a multipurpose credit card along with easy UPI payments you can use this credit card for all online and offline payments.
Customers can earn rewards and can get cashback offers.
10X CashPoints on your favourite merchants including Big Basket, BookMyshow, OYO, Swiggy & Uber etc.
Up to 20% discount on partner restaurants via Swiggy Dineout. Earn a 1% fuel surcharge waiver – up to Rs 250 per month.
Up to 50 days Interest–free credit period. Smart-EMI and Zero lost card liability with contactless card tap and pay facility.
Axis Bank IOCL RuPay Credit Card
In 2022 Axis Bank launched a co-branded Rupay credit card in association with Indian Oil Corporation.
This card gives you a 100% cashback of up to 250 INR for your first fuel spend within 30 days of card issuance.
Earn a 1% fuel surcharge waiver and a 4% value back for your fuel spending on Indian oil fuel outlets.
Up to 10% discount on movie tickets on the BookMyShow website and up to 15% discount on partner restaurants in India.
You can link your Axis IOCL card with UPI apps and can make payments for your all purchases.
This card has an annual fee of Rs. 500 however you can get it Life Time Free with some select channels* ( Apply Now)
Also Read:
17 Best credit cards for Beginners in India.
10 Best Banks in India in 2024
