HDFC Regalia card series offers some premium credit cards like Regalia First, Regalia and now HDFC Regalia Gold Credit Card is its latest variant.
If you are also looking for a credit card with all the features benefits and low annual charges, HDFC has some best credit card options in its bucket.
HDFC Regalia Gold Credit card is one of the popular premium credit cards in India. Every Individual matching the criteria can apply for this credit card.
In This post, I’m sharing the Features, Benefits and Eligibility Criteria of the HDFC Regalia Gold Credit card in 2024.
HDFC Regalia Gold Credit Card
Regalia Gold is a Premium offering from HDFC Bank. This card offers you all premium Benefits Including Rewards, Fuel Surcharge, Revolving Credit, Lounge Access, Insurance and 24/7 customer Concierge service.
Regalia Gold Credit Card Benefits:
Get Complimentary Club Vistara Silver Tier and MMT Black Elite membership as Welcome benefits.
- Earn 4 Reward Points on every Rs.150 spent (On retail spending)
- Earn 5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital.
- Get INR 1,500 worth of vouchers on quarterly spending of Rs. 1.5 lakh\
- Get INR 5,000 worth of flight vouchers on annual spends of Rs. 5 lakh and an additional voucher of Rs. 5000 on spends of Rs. 7.5 lakhs.
- Enjoy up to 20% savings on all your restaurant bill payments via Swiggy Dineout
- Get a 1% Fuel Surcharge waiver on all fuel outlets in India.
- Get up to 50 days of Interest-free time.
Additional Benefits:
Zero Lost card liability: In case of losing your HDFC Bank Regalia Gold Credit Card, on reporting it immediately to the Bank’s 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
Foreign Currency Markup: 2% on all your foreign currency spends.
- Complimentary lounge access at over 1000 airports
- 12 complimentary access within India (both at domestic and international terminals)
- Avail up to 6 Complimentary Lounge Access per calendar year, outside India with Priority Pass.
(If you exceed the 6 Complimentary visits, you will be charged US $27 + GST per visit)
Regalia Gold Card Insurance Protection:
- Accidental air death cover worth Rs. 1 Crore
- Emergency overseas hospitalization: up to Rs. 15 lakhs
- Credit Liability cover: Up to Rs. 9 Lakhs
Exclusive 24/7 Concierge Services on your HDFC Bank Regalia Gold Credit Card.
For 24/7 customer concierge service, you can contact on bank toll-free no 18604251188 in India or email them at regaliagold.support@smartbuyoffers.co email id.
Regalia Gold Credit Card Fee:
The Regalia Gold Card has a Joining/ Renewal Membership fee of Rupee – 2500/ Plus Applicable Taxes. But if you pay your joining membership Fee you will get a Gift Voucher equivalent to the Fee amount.
Regalia Gold Card Eligibility:
Any Individual Indian can apply for HDFC credit cards. However, the Regalia Gold card has some requirements in terms of Applicant age and regular Income.
For Salaried Indian national
Age: Min 21 years & Max 60 Years,
Net Monthly Income should be a minimum of Rs 1,00,000/-
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
Income: ITR should be a minimum of Rs 12 Lakhs per annum
Why should you apply for an HDFC Regalia Gold?
If you are looking for a Premium features-rich card with a low annual fee then this card brings you all the benefits.
You can use this Lifestyle card for everyday purchases and International travel booking.
HDFC cards offers you some amazing benefits and shopping offers on e-commerce websites like Amazon, Flipkart and other local retail stores.
What are the Documents Required for HDFC Credit Cards?
If you are applying as a Salaried You need to submit documents like a Salary Slip, Photograph, PAN card, Address Proof and a bank form signed by you.
A Self-employed has to submit his ITR copy as Income proof along with all other required documents.
How Much Credit Score We Required For HDFC Credit Cards?
Your credit report reflects your history. An applicant with a good credit score gets easy approval. If you are applying for an HDFC Regalia Gold Card try with at least a 740+ credit score.
Read – HDFC Business Credit Cards
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