Every day thousands of credit card applications get rejected by every bank.
Because only having a job and business is not enough for getting a credit card.
Every bank has its own policies and requirements for issuing any card to anyone.
If you are salaried with more than 20K monthly salaries you will receive hundreds of sales calls regarding financial products like Saving Accounts, Investments, Personal loans, and Insurance.
But if your monthly salary is below 15K then it’s easy to avail of some services, especially Credit Cards.
Sometimes it’s very rare to receive any call regarding these products.
Do you know with a salary of more than 75K per annum you can avail many financial services which generally not offered by most of the banks in India 🙂
7 Low Salary Credit Cards In India
In my previous post, I shared details about premium credit cards in India.
These are high-salary credit cards but there are so many peoples who have an average monthly income.
So here is a list of 7 low-salary credit cards for salaried between 6500 to 15000 per month.
PNB Classic Card:
PNB aka Punjab National Bank is one of the oldest and most popular Government banks in India.
With PNB cards bank has a good chain of multi-use plastic money.
And PNB Classic Card is good for those who are unable to apply for cards in private sector banks.
Salary Required: 8000/ Per Month
Bank Of India India Card:
Bank of India India Card is the best fit for everyone who has no other choices.
With all credit features, India Card is one of the most affordable and low salary credit cards in India.
If your monthly salary is more than 6.5K per month you apply for BOI India Credit Card Card.
Read the Full Review Of the Bank OF India India Card.
Canara Bank Global Card:
Canara Bank Global credit comes with all the required privileges and you can use this card anywhere in the world.
With Visa or Master Payment Gateways option you can enjoy card benefits with more than 1 million partners.
Salary Required: 10000/ Per Month
Canara Bank Visa Card:
Canara Visa Card is the other best option for those who have less than 10K monthly Income.
You can apply for Canara Visa Card through a special request in Bank Customer Care.
And Cards are issued with domestic/ global usage validity.
Salary Required: 8500/ per month
Andhra Bank Gold Card:
With some rich features and a global acceptance facility, Andhra Bank Gold Card is the other best option if you want a Government bank credit card.
The card comes with all premium features including fuel, shopping, travel, rewards, cashback, etc.
Salary Required: 10500/ Per Month.
Bank Of India Visa Gold Card:
This Card is only accepted in India, Nepal, and Bhutan.
With 50 day interest-free time period you can avail of a complete feature-rich service.
This is a pin-enabled photo card for secure usage at over 2,50,000 merchant locations and 24hr. cash access at over 90,000 ATMs in India.
Salary Required: 12500/ per month
Canara Bank Visa Classic Card:
Canara Visa Classic is an entry-level credit card.
Which can offer you all common benefits including shopping, travel, EMI, rewards, playback, etc.
Salary Required: 8000/ per month
HDFC MoneyBack Card Latest Review
In this high-speed internet age, we only prefer fast services which charge us high and required some tough scenario but government banks’ services is still affordable for everyone.
Read:-
Best Shopping Credit Cards In India
Best Fuel Credit cards In India
Hello sir your website is amazing.
My CTC 13000/- But in hand salary 12 thousand.
I want to credit card
i need a credit card my salary is 12k please help me with this
i want credit card my monthly salary is ten thousand
hello dear sir I need a credit card my monthly salary is 10000 can you solve a problem or provide Me credit card
I want credit card my salary is 11000 p/M
Dear Sir / Madam,
My salary is 12000 /- should i get it credit card.
I want credit card my monthly salary 8500 inhand
My number 9129805108 plz call ua
My sallery 10000
My salary is 15000 I need a credit card.
i want credit card my monthly salary is 28000 thousand
i want credit card my monthly salary is ten thousand
I need a credit card am holding sbi and citi bank credit cards i get salary by cash am i eligible if eligible please submit