HDFC Bank is one of the largest private sector banks in India. The bank offers many services to customers like HDFC bank accounts, HDFC Insurance, HDFC Home Loans, HDFC Personal Loans, HDFC Two Wheler Insurance, HDFC Credit Cards etc.
HDFC Credit cards have the highest customer base in the country. So the bank has many best credit cards to offer to customers.
After the Regalia Platform recently the bank has launched another Millennia card series for customers in India.
You can choose any card as per your requirements:
- HDFC Millennia Easy EMI card (For EMI / Shopping )
- HDFC Millennia Credit Card (For Cashback)
Easy EMI card is good for online shopping which converts your purchase amount automatically into EMI, while Millennia is good for cashback and regular use.
HDFC Bank Millennia Credit Card
HDFC Bank Millennia Credit Card is a cashback credit card. You can use this card for regular spending and can get up to 10% cashback.
This is an international credit card so you can use this on more than 2 million merchants worldwide.
Features & Benefits Of HDFC Millennia Credit Card:
- Welcome gift of 1000 Cash Points (applicable only on payment of membership fee)
- 5% CashBack on Amazon, Flipkart, and Flight & Hotel bookings on shopping via PayZapp and SmartBuy. (You can avail of up to 1000/- INR Cashback per month for 6 months from card issuance. And after that up to 750/- INR cashback per month )
- 2.5% CashBack on all online spend (Maximum CashBack ₹750 / per calendar month)
- 1% CashBack on all offline spending and wallet recharge. (Maximum CashBack ₹750 / per calendar month)
- Zero lost card liability – (In case losing your card must be reported immediately to bank customer care. If reported you have zero liability on any fraudulent transactions made on your Credit Card)
- Up to 50 days interest-free time period.
- Cash on card & loan on card facility available. (Interest & Charges apply)
- 8 Complimentary Domestic Lounge Access per calendar year (2 visits per quarter. INR 2 will be charged per swipe on your Millennia credit Card towards Lounge access )
- 1% fuel surcharge waiver at all fuel stations across India (on minimum transactions of INR 400 to 4000 and max CashBack of 250/- INR per statement cycle)
- A gift voucher worth INR 1000 on spends of INR 1,00,000 and above in each calendar quarter, for the first year only.
- First-year membership fee waived off if spend INR 30000 & above in the first 90 days after card activation.
- EMI Facility on spending above 2500/- INR (Charges applicable*)
- Contactless payment facility is available for up to 5ooo/- INR | Just tap and pay.
#HDFC Bank Online Account Opening – Insta Saving Account
HDFC Bank Millennia Credit Card Eligibility:
Every Indian national Male, Female, Salaried or Self-employed can apply for an HDFC bank Millennia credit card. The credit card has different eligibility criteria for salaried and self-employed.
For Salaried :
Age Min 21 yrs & Max 60 Yrs,
Income: Gross Monthly Income> ₹25,000
For Self-Employed:
Age Min 21 yrs & Max 65 Yrs,
Income: ITR > ₹6.0 Lakhs per annum
Millennia Credit Card Fee & Charges:
Joining / Renewal Fee – INR 1000/- Plus Taxes
Renewal Fee – INR 1000/- Plus Taxes ( Get renewal fee waived off if spends Rs. 1 lakh in last 12 months)
Read: HDFC MoneyBack Credit Card Review
What are the documents required for applying for the HDFC Bank credit card?
An applicant needs to submit some mandate documents for prior approval of His/Her credit card:
- Income Proof as per the income eligibility of the card.
- Bank Statement
- Residence proof (You can provide on valid Govt. ID – Aadhar, Votar Card, Passport, etc)
- Pan Card Copy (For Signature & Photo ID)
- Passport Size Photograph
Your credit score and existing credit history also should be clear and with no dispute or settlement in recent years.
Also Read:
- 11 Best Credit Cards for Beginners In India.
- 5 Super-premium Credit Cards In India.
- 15 Best Credit Cards For Regular Use.
- 11 Best Low Salary Credit Cards In India.
- 7 Best Credit Cards For Shopping In India.
- 5 Best Credit Cards For Fuel In India.
- SBI Simply Save Credit Card.
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