Due to the Chinese Virus Pandemic, things and lifestyles have changed in many ways, So on savings accounts too.
Nowadays people are focusing on multiple income resources and easy savings options.
Whether you’re eighteen or sixty, you’re always looking for safe, quick and convenient solutions.
If you can pay your bills or send and receive money via your smartphone, why not use it to open an account instantly?
All thanks to digital (internet) access now you can get all your banking services on your mobile phone in just one click.
Every bank in India either small or big will have its own website & phone application in 2021.
You have access to all types of banking services as Credit Cards, Investments, Insurance, Loans, Savings Accounts etc.
If you are looking for a savings account option many banks have an instant account opening facility for customers.
From savings account to salary account, there’s an option for all your day-to-day banking needs which you can open instantly from the comfort of your home.
Also, with just a few clicks and KYC documents.
HDFC Insta Account – Instant Savings & Salary Account
HDFC Bank is the largest Pvt sector bank in India. And for customers bank has many savings account options in its bucket.
You can choose from Regular Savings Accounts to Premium Savings Accounts like Regular Savings Accounts, SavingsMax accounts, customized Savings accounts for Women, Senior Citizens Savings accounts, and InstaAccount.
The average balance requirement will be as per the selected account variant.
So, go ahead and join HDFC Bank instantly via InstaAccount Journey.
Benefits Of HDFC Insta Account:
- Instant Account Opening with Valid KYC (Aadhaar & Pan) and Aadhaar Registered Mobile Number.
- Open an Account in just 4 easy steps.
- Instant Account Number & Customer ID for online use.
- Instant Money Transfer facility just after the account activation.
- Cardless cash withdrawal facility on HDFC Bank ATMs.
- Net Banking & Mobile Banking Facility ( Instant Activation).
- Send money and pay bills within 48 hours of instant account opening.
- Earn regular interest on your savings.*
Eligibility Criteria For HDFC Insta Account Opening
1. Resident individuals without an existing HDFC Bank Savings or Salary account
2. Only those who are 18 years and above
How To Add Money To Your HDFC Savings Account?
- Online Bank Transfer – Provide your account details (A/C number, IFSC Code) to your employer/business partner or use it to transfer money to yourself from another bank account.
- Digital Wallets – With your account details (A/C number, IFSC Code) you can add money easily into your account using any digital wallet.
How To Find Your Insta Account Account Number & IFSC Code?
- Login to the HDFC Bank MobileBanking app
- Tap on the arrow next to the Savings Account
- Tap on ‘Show Account Details
Important Terms You Should Know Before Opening The Account:
The screen will then show you the A/C no. and IFSC code which can be shared easily through WhatsApp or SMS, with anyone who needs to send you money.
You can use your HDFC Insta Account as a savings or salary account but your account is valid for 1 year only.
Also:
1. Your account balance cannot exceed INR 1 lac at any given point in time.
2. Your annual credit to the account, in a financial year, does not exceed INR 2 lacs.
You can also visit your nearest HDFC Bank branch and complete your full KYC to convert the account into a regular savings account of your choice.
After completing KYC you can enjoy all the benefits of a regular saving account with HDFC Bank.
HDFC Bank InstaAccount does not offer a Debit Card or chequebook. You can manage all your transactions as well including cash withdrawals digitally (From ATM Cardless Option)
If You are looking for an Instant savings or salary account option HDFC InstaAccount is the best option for you.
As per the requirement and choice you can upgrade your savings account later.
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