What is the best credit card for offers in India? There are almost 120+ credit cards available in various banks in India.
But choosing the best credit cards is a deal. Because you can find tens of cards in different categories like shopping, fuel, rewards, cashback, balance transfer, travel, airlines etc.
In the last few years use of credit cards has increased in India.
As per the RBI report, almost 1 trillion worth of payments is made through cards in the last quarter.
Every bank is offering credit cards to their customers. But a few banks offer credit cards with truly amazing features.
Read – Best Credit cards For Beginners In India
If you also want to apply for credit cards and looking for the best credit card for online offers here is the list with features & Benefits.
Best Credit Card For Offers In India
These credit cards will give you offers like multiple rewards, cashback deals, EMI offers, and Rewards to cash offers on Online and Offline shopping.
Axis Bank Flipkart Credit Card –
Axis Flipkart is a Cobranded Credit card of Axis Bank. This is one of the best Shopping credit cards available in India.
This card gives you regular cashback offers on Flipkart. You can save 5% on every shopping on Flipkart.
There is no time caping with this credit card. You can buy the products, and services available on Flipkart and can save thousands of rupees per month.
Card also has features like a fuel surcharge waiver, EMI facility, Cash withdrawal option, and Free Lounge Access Facility, and is available for use internationally.
Read the Full Review Of Axis Bank Flipkart Credit Card.
ICICI Bank Amazon Pay Credit card –
ICICI Bank Launched a co-branded credit card in 2019 and after the launch, this card become the first card to reach 2 million customers in just 18 months.
Amazon Pay credit card is another popular shopping cashback credit card available for customers.
You can get a regular 5% cashback on the Amazon India website. Amazon Pay is a lifetime free credit card.
ICICI Amazon Pay Card has features like a fuel surcharge waiver, EMI facility, and Cash withdrawal option, you can use this card while travelling internationally.
Read the Full Review Of ICICI Bank Amazon Pay Credit Card.
Axis Bank Airtel Credit Card –
Axis Bank Launched a credit card in collaboration with Airtel.
The card has some amazing offers on Airtel Mobile, Wi-Fi and DTH Payments and 10%* Cashback On BigBasket, Swiggy and Zomato.
The card comes with a handful of features like a fuel surcharge waiver, EMI facility, Cash withdrawal, and complimentary lounge access facility.
Get up to 20% discount on dining at partner restaurants. You can use the card globally.
Read – Axis Bank Airtel Co-branded credit card here.
Read – Super Premium Credit Cards In India
SBI Simply Click Card –
SBI Bank Simply Save Credit card is good for offline shopping offers. You will also get an Amazon Voucher worth 500/- INR as a welcome gift.
Earn 10X rewards for each 100/- INR spent on partner merchants and 5X rewards on other online spends.
SBI Simply Click Card card has features like fuel surcharge, EMI facility, Cash advance and loan facility.
You can use this credit card on over 2 million merchants globally.
Read – SBI Simply Click Credit Card Full Review Here
SBI Cashback Card
Are you looking for a credit card with regular cashback? SBI launched a new cashback credit card recently.
It’s a zero joining fee credit card and gives you 5% Cashback on every* online spend without any merchant restriction.
While you can also earn 1% cashback on all offline spends.
The card has features like fuel surcharge waiver, EMI facility, Balance transfer facility, cash withdrawal, and loan-on-card facility.
You can also enjoy 4 complimentary lounge access in India.
Read – SBI Cash Back Credit Card Full Review
CITI Bank Cash Back Card
Citibank offers different credit cards in India. And CITI Bank Cashback is one of the best cash-back credit cards in India.
The cashback credit card gives you a 0.5% regular cashback on all your spending and bill payments.
The card also offers you regular shopping discounts, EMI offers, a Balance transfer facility, a Loan on card benefits, a Fuel surcharge waiver etc.
Read – CITI Bank Cashback Credit card Review here
HDFC Millennia Credit Card
HDFC Millenia Card is best for Cashback offers on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato.
You will get 5% cashback on shopping and spending on these websites.
The card also offers you regular shopping discounts, EMI offers, a Balance transfer facility, a Loan on card benefits, a Fuel surcharge waiver etc.
Get up to 20% discount on dining at partner restaurants. You can use the card globally.
You can enjoy 8 complimentary lounge access at airports In India.
Read – HDFC Millennia credit card full review
Some Credit Cards FAQ
Which bank card has the most offers?
Axis Bank, ICICI Bank, SBI and HDFC are the banks which have multiple offers online and offline.
Websites like Flipkart and Amazon will give you regular discounts and offers if you use any of these bank credit cards.
You can also find offers in your bank’s web application and account.
Which card is best RuPay, Visa or MasterCard?
Whether you use Visa/ Master or Rupay doesn’t really matter because generally offers are combined with the bank so no changes if you use visa or Rupay.
However, the Rupay card has some platform benefits. So you can also avail some extra benefits if use a Rupay credit or Debit card online or offline.
All are equally secure and offer similar benefits. Rupay, VISA and MasterCard are equally well-accepted by merchants worldwide.
What credit card is accepted everywhere In India?
RuPay Cards, Visa and Mastercard are accepted in India without any issue you can use them everywhere that takes credit cards.
Some merchants can ask you to pay a little transaction fee extra, due to a low number of card transactions or bank POS machine charges in their shops.
Which credit card has Amazon offers?
ICICI Bank Amazon Pay is the best credit card if you want to shop on the Amazon India website.
HDFC Bank also has multiple shopping offers on Amazon India. With HDFC cards you can avail of up to 10% discount on the product price.
You can also find Amazon offers with SBI and Axis Bank credit cards.
Read – Best Rupay credit cards for UPI
