Citi Bank offers a wide range of good products to its customers in India.
And Citi Bank Credit Cards are considered one of the user’s favourite credit cards in India.
The Bank has multiple cards with different features and benefits.
The customer can choose any CITI Bank Credit Card as per needs. Citi Bank Indian Oil Card, Citi Bank Cash Back Card, and Citi Bank Rewards Card are the best options for daily card users in India.
Read – CITI Bank Premiermiles Credit Card Review
Read – Best credit cards in India for daily use.
Citibank Credit Card Eligibility And Features
CITI Bank Rewards Card |
2500 Rewards Points on activation.*
10 Rewards Point For 125 INR Spend. Dining discount at 3000+ Restaurants in India. EMI and shopping offers. Use Rewards Point for shopping. No Joining Fee. Annual Fee waiver if Spend More than 30K in a Year*. |
Annual Fee – 1000/ |
CITI Bank Cash Back Card |
Up to 5% Cash Back on daily spending.
5% Cash Back on movie ticket booking. 5% cashback on Utility Bill payments. Get 5% cashback on all telephone bill payments. EMI & Shopping offers. Low Annual Fee. |
Annual Fee – 500/ |
CITI Bank Indian Oil Card |
Earn 4 Turbo Points on 150 INR spent at IOC outlets.
1% Fuel surcharge waiver. Turbo points for shopping at supermarkets and grocery stores. Buy on EMI Facility. No Joining Fee. Annual Fee Waiver if spend 30K INR in a Year. |
Annual Fee – 1000/
|
CITI Bank Premier Miles Card |
Earn Multiple miles for travel benefits.
10 miles for 100 INR spent at any airline ticket booking. Earn 10 Miles for hotel and travel bookings. Get up to 10,000 miles as a welcome gift. Redeem your miles with more them 100 domestic and International airlines. Dining benefits at 3000+ restaurants across the country. Lounge access facility. Premium card with a low annual fee. |
Annual Fee – 3000/
|
Citi Bank Credit Card Eligibility Criteria:
While you apply for any credit card in Citi Bank. The bank always checks its required parameters and every applicant has to fulfil them.
Income Criteria For Citi Bank Credit Cards:
The monthly income of any applicant plays a key role to get card approval if you hold a good credit score. Because the bank required a specific income.
The applicant should have at least 25K monthly income with an existing CIBIL/Credit Score.
If you earn more than 30K per month then there is more chance to get your card approved.
Age Criteria For Citi Bank Credit Card:
The applicant must be a minimum of 21 years old and his/her maximum age should be 65 years while applying for CITI Bank Credit Cards.
What documents do you need for applying for Citi Bank Credit Cards?
For salaried and business person documents requirement is quite different.
But if your documents don’t meet the bank criteria chances for approval of the application will be less.
Salaried :
Passport Size Photo
Pan Card Copy
3 Month’s Salary Slips (Latest)
3 Months Salary Account Statement (Latest)
Current Residence Address Proof (Should be Valid By The Bank)
Business Person needs an ITR copy instead of salary slips as Income proof.
If you are looking for the best card option with premium features and services then CITI Banks has many cards for you.
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