One of the best private sector banks in India IDFC First Bank has launched its all-new IDFC First WOW Credit Card.
Everyone is looking for the best credit cards option and IDFC Credit Cards have some great features and benefits.
Also, every IDFC First credit card is a lifetime free credit card.
The earlier bank offered 4 regular credit cards named First Millennia Card, First Classic Card, First Wealth Card and First Select Card to the customers.
And the new credit card added to the list is a Secured credit card. (FD-based credit card)
Customers who were not eligible for regular credit cards can now apply for First WOW Credit Card.
IDFC First WOW Credit Card
The IDFC WOW Credit Card is the best option for those who want a secured credit card with amazing features and benefits.
WOW Card Features & Benefits
Joining Benefits
Get 5% cashback (up to 1000 INR) on the transaction value of the first EMI done within 90 days of card generation.
Other Benefits
Fuel surcharge waiver of 1%, at all fuel stations across India, up to 200/- INR per month.
The customer gets up to 20% discount at 1500+ restaurants in India.
Avail all year-long regular offers on 300+ Merchants in India.
Get up to 15% discount at 3000+ Health & Wellness outlets in India.
You can convert all transactions* above 2,500/- INR into easy & convenient EMIs from your mobile app ( Also get EMI offers on shopping websites like Amazon And Flipkart)
Complimentary Roadside Assistance worth 1,399/- INR.
Personal Accident Cover of 2,00,000/-* INR and Lost Card Liability Cover of 25,000/- INR.
Up to 48 days of interest-free time ( 30 Days Billing Cycle And 18 Days Grace Period).
Interest Rate – from 0.75% to 3.5% per month (9% to 42% per annum).
Balance Transfer Facility – Enjoy convenient transfer of balances from your other bank credit cards.
Forex Markup Fee – 0% for all international transactions.
Late Payment Fee – 15% of Total Amount Due (subject to a minimum of 100/- rupee and a maximum of 1250/-).
Interest-free cash withdrawals on Domestic and International ATMs for up to 48 days (Cash Advance Fee of only 250/- INR per transaction).
Zero Annual Charges – LIFETIME FREE WOW Credit Card.
WOW Card Eligibility
IDFC First WOW is a Secured credit card and this makes it easy to get on an FD credit card. However, the applicant must be 18 yrs. or above to apply for an IDFC FIRST Credit Card.
The fixed Deposit amount should be at least 5,000/- INR.
Who can apply for IDFC First WOW Credit Card?
The applicant who is not eligible for regular credit cards or has Low Credit Score can apply for this Secured Credit card. As such card helps you to build / or improve your credit score fast.
